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Home Loans for Active Duty Military

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Get your VA Loan with a military focused lender

Are you looking to purchase a home or refinance your current mortgage? We're here to help!

What are you looking for?

A blue two-story house with white trim and a front porch, surrounded by green trees

Work with a VA lender who communicates effectively

  • VA Loan Experts

    We are former military – we specialize in VA Loans and military moves.

  • Quick Closes

    Expect to own your home in 30 days or less.

  • Low Rates

    By focusing on military, we limit our risk, which keeps YOUR rates low.

  • Fast Communication

    Never wait days for a response. We get back to you ASAP.

Ready to buy your next home?

Get Your Quote Today

Our Proven Process

Day in, day out. Helping military get the best deal on their VA loan is the path we tread. We're good at it too! Here are the basics on how it works.

Learn more about VA Loans
  1. Step 1: Set Your Sights

    Goals. What are yours? We’ll start our journey together by setting our sights on where you want to go and discussing the best way to get there.

  2. Step 2: Locked & Loaded

    Once we get you pre-approved and you are ready to offer on a home we can lock in your rate and get the financing process started.

  3. Step 3: New Home Secured

    On closing day, funds will be transferred, papers will be signed and you will officially own your home!

Service member in uniform holding his young son's hand on a brick path

Create your own PCS success story

We have already helped over 1,000 families. You can be next.

See What Other Military Homebuyers are Saying

Real reviews from real people

“Great Experience”

Colorado

Great Experience! Evan and Spencer helped my wife and I realize it was possible for us to own a home! Being first-time buyers, we didn't know much about the process, and they were very helpful and attentive in getting us all of the information we needed. We will definitely be reaching back out to them in the future!
Nolan T // Space Force

“Great from Start to Finish”

Alaska to Arkansas

WeVett was great from start to finish and we will definitely use them for all future home loans. The entire team was outstanding and made the process very easy for us. Couldn't have asked for a better experience.
David J // Air Force

“Incredibly Responsive”

Idaho to New Mexico

Evan's team at WeVett Home Loans was fantastic. They made our home buying experience as smooth as possible and were quick to respond to our many questions. His team is very well-informed and incredibly responsive. If you're looking for a home loan, I highly suggest them!
Thomas M // Air Force

“Customer for Life”

Colorado to Nebraska

Evan and his team are PHENOMENAL. We just bought house #13 in 20 years in active duty! WeVett closed #12 for us on 2023 and we were RIGHT back with this team for this one!! They've got a customer for life with us. Can't speak highly enough for the energy and personal touch they bring to the table.
Jessica L // Air Force

“Return Customer”

Florida to Alabama

As a return customer, we had a great time with WeVett and their whole team was super helpful. We will continue to trust WeVett with our home buying needs as we move around the country and world with the Air Force. Also, after closing we received some very nice housewarming gifts from WeVett!
Andrew H // Air Force

“Definitely Recommend”

Germany to Virginia

I just started working with Mr. Evan but I can already say that he's very nice , friendly and professional. Very knowledgeable and makes the process way more easier. Definitely recommend him!
Kodjo A // Army

“Truly a Pleasure”

Florida to Washington D.C.

Evan was great! Always happy to explain processes or situations to me. Didn't assume that after my third home purchase that I knew what was going on. Always available when I was sending in rapid offers in the highly competitive environment. Truly a pleasure to work with!
Noelle D // Air Force

“Communicated Expertly”

Texas to Texas

Evan and his team got us funded for our new Texas home smoother than eggnog by the fire. Requests were clear, reminders were gentle, and timelines were communicated expertly. Evan was able to save us A TON of interest when rates dropped during our underwriting period.
Mike D // Air Force

Read more reviews

Frequently Asked Questions

Some common questions we get about the VA Loan.

What is the eligibility criteria for a VA loan?

To qualify for a VA loan, you have to meet one or more of the following:

  • You served 90 consecutive days of active service during wartime
  • You served 180 days of active service during peacetime
  • You have 6 years of service in the National Guard or Reserve, or served 90 days under Title 10 or Title 32 orders
  • You are a spouse of a service member who died while serving or due to a service-related disability

Learn more about eligibility

Can a VA loan be used for purchasing investment properties?

Yes and no. VA loans are intended for primary residence purchases only. They cannot be used to buy investment properties or vacation homes. However, if you intend to occupy the property for at least a year, then this would be an acceptable use of the VA loan.

An example would be the purchase of a duplex property. If you purchased the property and lived in one side of the duplex, you could then move one year later (or if you have a qualifying life circumstance) and keep the property as a rental. In this situation, the home was not originally an investment, it was a primary residence. This is an acceptable property for purchasing with the VA loan.

How does the VA loan funding fee work?

The VA imposes a funding fee on every VA loan, with rates determined by your Certificate of Eligibility (COE). This fee can be paid in different ways: by the buyer at closing, by the seller at closing, or by rolling it into the loan. Notably, the funding fee is waived for veterans with a service-connected disability of 10 percent or greater.

Are VA loans limited to certain types of properties?

While VA loans can be used for various property types, including single-family homes and condominiums, they cannot be used for unapproved properties such as fixer-uppers or income-generating farms. The property must meet the VA's Minimum Property Requirements (MPRs) to ensure it's safe, sanitary, and structurally sound.

Learn more about VA eligible properties

Can active-duty military members stationed overseas use a VA loan to purchase a home in the United States?

Yes, active-duty military members stationed overseas can use a VA loan to purchase a home in the United States. The key is to work with a lender experienced in handling long-distance transactions. It's crucial to plan ahead, considering potential time zone differences and utilizing technology for virtual tours, document signings, and communication.

Still have questions?

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