VideoAn Update to County Loan Limits in 2024
County loan limits have been updated to $766,550. In some high cost of living areas, this has been increased even higher up to $1,149,000.
Videos
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VideoWhat is a VA Cash-Out Refinance? (And Should You Do It?)
What is a VA Loan cash-out refinance? Here is how it works, whether you should use it, and how it's different from a VA IRRRL.
VideoCan National Guard Use the VA Loan?
A lot of national guard members might assume that they can't use a VA loan since they aren't considered veterans or active duty, but if you meet the minimum requirements, it is certainly possible to utilize the VA loan.
VideoVA Bonus Entitlement
What is VA bonus entitlement? Does that mean that the VA is giving me a bonus? VA bonus entitlement isn't exactly a cash bonus, but it allows you to extend your mortgage past a typical loan amount. If you have full eligibility with a VA loan, you have access to VA bonus entitlement.
VideoHow Does War Affect Interest Rates?
During times of conflict, mortgage rates tend to drop temporarily. Long-term, mortgage rates become a lot more volatile due to uncertainty caused by the war.
VideoCan You Use the VA Loan on Land?
Can you buy land with the VA loan? Yes, you can use a VA loan on land, but it must be done simultaneously with constructing a new home on that land. Discuss this with a lender who gets it to make sure you do this properly.
Video2024 Veteran Pay Increase
The 2024 pay increase for military retirees and veterans with disability was just recently announced. This means increased purchasing power next year.
VideoWhat is VA Reconsideration of Value (ROV)?
Expecting your appraisal price come in under your contract price? This is Part 2 of explaining the unique remedies VA Loans offer. VA Loan Short Appraisal Part 1 Tidewater Part 2 Reconsideration of Value (ROV)
VideoWhat is the VA Tidewater Initiative?
Expecting your appraisal price come in under your contract price? This is Part 1 of explaining the unique remedies VA Loans offer. VA Loan Short Appraisal Part 1 Tidewater Part 2 Reconsideration of Value (ROV) The VA Tidewater Initiative allows appraisers to request additional pricing support from buyers and sellers. Watch the video for more detail and the BIG benefit tidewater gives to VA buyers.
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